H.R. 1270 · 117th Congress · House

PAID Act

Active· Referred to the Subcommittee on Consumer Protection and Commerce.
Introduced
Feb 23, 21
Passed House
Pending
Passed Senate
Pending
Sent to President
Pending
Signed into Law
Pending

Executive Summary

Prohibit Auto Insurance Discrimination Act or the PAID Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

Action Timeline

5
  1. FEB 24, 2021•Committee

    Referred to the Subcommittee on Consumer Protection and Commerce.

  2. FEB 23, 2021•IntroReferral

    Introduced in House

  3. FEB 23, 2021•IntroReferral

    Introduced in House

  4. FEB 23, 2021•IntroReferral

    Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  5. FEB 23, 2021•IntroReferral

    Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Committees

3

Commerce, Manufacturing, and Trade Subcommittee

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Referred: Feb 24, 2021

Active

Energy and Commerce Committee

hsif00

Referred: Feb 23, 2021

Active

Financial Services Committee

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Referred: Feb 23, 2021

Active