S. 3502 · 118th Congress · Senate

Homebuyers Privacy Protection Act

In Congress· Held at the desk.
Introduced
Dec 13, 23
Passed Senate
Dec 17, 24
Passed House
Pending
Sent to President
Pending
Signed into Law
Pending

Executive Summary

Homebuyers Privacy Protection Act

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

Action Timeline

11
  1. DEC 18, 2024Floor

    Message on Senate action sent to the House.

  2. DEC 18, 2024Floor

    Received in the House.

  3. DEC 18, 2024Floor

    Held at the desk.

  4. DEC 17, 2024Committee

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

  5. DEC 17, 2024Discharge

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

  6. DEC 17, 2024Floor

    Measure laid before Senate by unanimous consent

    (consideration: CR S7093)

  7. DEC 17, 2024Floor

    Passed/agreed to in Senate

    Passed Senate with an amendment by Unanimous Consent.

  8. DEC 17, 2024Floor

    Passed Senate with an amendment by Unanimous Consent

    (text of amendment in the nature of a substitute: CR S7093)

  9. MAR 12, 2024Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

  10. DEC 13, 2023IntroReferral

    Introduced in Senate

  11. DEC 13, 2023IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs

    (Sponsor introductory remarks on measure: CR S5963-5964)

    5963Yea
    5964Nay
    0NV

Committees

3

Banking, Housing, and Urban Affairs Committee

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Referred: Dec 18, 2024

Active

Banking, Housing, and Urban Affairs Committee

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Referred: Mar 12, 2024

Active

Banking, Housing, and Urban Affairs Committee

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Referred: Dec 13, 2023

Active