S.J.Res. 32 · 118th Congress · Senate

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

Enacted· Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
Introduced
Jun 13, 23
Passed Senate
Oct 18, 23
Passed House
Dec 1, 23
Sent to President
Dec 14, 23
Signed into Law
Dec 19, 23

Executive Summary

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.

Previous Versions

55Oct 18, 2023

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.

00Jun 13, 2023

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.

Action Timeline

27
  1. JAN 10, 2024Veto

    Veto Message considered in Senate

    (consideration: CR S66-67)

    66Yea
    67Nay
    0NV
  2. JAN 10, 2024Veto

    Failed of passage in Senate over veto

    Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.

    54Yea
    45Nay
    0NV
  3. JAN 10, 2024Veto

    Failed of passage in Senate over veto by Yea-Nay Vote

    54 - 45. Record Vote Number: 5.

    54Yea
    45Nay
    0NV
  4. DEC 19, 2023President

    Vetoed by President.

  5. DEC 19, 2023President

    Vetoed by President.

  6. DEC 19, 2023Veto

    Veto message received in Senate

    Ordered held at the desk. (text: CR S6048)

  7. DEC 14, 2023President

    Presented to President.

  8. DEC 14, 2023Floor

    Presented to President.

  9. DEC 01, 2023Floor

    Considered under the provisions of rule H

    Res. 891. (consideration: CR H6055-6062)

    6055Yea
    6062Nay
    0NV
  10. DEC 01, 2023Floor

    Rule provides for consideration of H.R

    5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.

  11. DEC 01, 2023Floor

    DEBATE - The House proceeded with one hour of debate on S.J. Res. 32.

  12. DEC 01, 2023Floor

    The previous question was ordered pursuant to the rule.

  13. DEC 01, 2023Floor

    Passed/agreed to in House

    Roll Call #690

    On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)

    221Yea
    202Nay
    0NV
  14. DEC 01, 2023Floor

    On passage Passed by the Yeas and Nays

    Roll Call #690

    221 - 202, 1 Present (Roll no. 690). (text: CR H6055)

    221Yea
    202Nay
    0NV
  15. DEC 01, 2023Floor

    Motion to reconsider laid on the table Agreed to without objection.

  16. NOV 29, 2023Floor

    Rule H

    Res. 891 passed House.

  17. NOV 28, 2023Floor

    Rules Committee Resolution H

    Res. 891 Reported to House. Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.

  18. OCT 25, 2023Floor

    Received in the House.

  19. OCT 25, 2023Floor

    Held at the desk.

  20. OCT 18, 2023Floor

    Passed/agreed to in Senate

    Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260.(consideration: CR S5055, S5061-5062; text: CR S5062)

    53Yea
    44Nay
    0NV
  21. OCT 18, 2023Floor

    Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number

    260. (consideration: CR S5055, S5061-5062; text: CR S5062)

    53Yea
    44Nay
    0NV
  22. OCT 18, 2023Floor

    Message on Senate action sent to the House.

  23. OCT 17, 2023Committee

    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).

  24. OCT 17, 2023Discharge

    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).

  25. OCT 17, 2023Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 228.

  26. JUN 13, 2023IntroReferral

    Introduced in Senate

  27. JUN 13, 2023IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committees

2

Banking, Housing, and Urban Affairs Committee

ssbk00

Referred: Oct 17, 2023

Active

Banking, Housing, and Urban Affairs Committee

ssbk00

Referred: Jun 13, 2023

Active